Yet many of these regions still operate with low banking penetration and fragmented payment infrastructure, making them challenging but full of opportunity for forward-thinking organizations.

At IPT Africa, we believe growth belongs to those who prepare for it, not just those who wait for it. What makes these markets worth watching?

• Ethiopia has a population of over 120 million, with growing digital adoption and new financial liberalization policies.
• The DRC, Africa’s second-largest country by land, is pushing reforms to attract investment and digitize key sectors.
• Angola and Algeria are diversifying beyond oil and investing heavily in infrastructure and fintech.

Together, these markets represent the next wave of financial inclusion, innovation, and scale. According to McKinsey, fintech revenues in Africa could grow eightfold by 2025, with emerging economies contributing a significant share.

Why IPT Africa is your partner for growth?

IPT Africa is already laying the groundwork in these economies. Our interoperable network and regulatory insight allow us to:

• Enable payments in and out of frontier markets
• Work across currencies and payment channels — from banks to wallets to telcos
• Support different sectors like energy, mining, hospitality, NGOs, corporates, and fintech looking to scale fast, securely, and efficiently.
• Build digital payment infrastructure where it’s needed most.

Whether you’re entering new regions or optimizing current operations, we bring the network, experience, and agility to help you unlock growth — even in markets others still consider “too complex."

”At IPT Africa, we don’t wait for the future — we build it. Unlocking growth across Africa’s next frontiers."

Sources:

• African Development Bank: African Economic Outlook 2023
• World Bank: Ethiopia Economic Update 2023
• UNCTAD: Investment Policy Review – DRC
• IMF: Angola Country Report 2023
• McKinsey & Company: Fintech in Africa – The End of the Beginning (2022)
• GSMA: Mobile Money Metrics 2023